Terms of Use
Last updated: October 12, 2026
1. Acceptance of Terms
By accessing and using the jimbenca.com website and Jimbenca Insurance Group's services, you agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use our services.
2. Description of Service
Jimbenca Insurance Group is a licensed insurance agency in the state of Utah that offers:
- Free advice on health, dental, life, auto, home, and commercial insurance
- Comparative quotes from multiple insurance companies
- Assistance with policy enrollment and renewal
- Customer service in Spanish and English
3. Nature of the Advice
The information provided on this website and by our agents is for informational and educational purposes only. It does not constitute legal, tax, or financial advice. We recommend consulting a licensed professional before making important insurance decisions.
Quotes provided are estimates and may vary based on the detailed information provided to insurance companies.
4. Acceptable Use
By using our services, you agree to:
- Provide truthful and accurate information
- Not use our services for illegal or fraudulent activities
- Not attempt to interfere with the operation of our systems
- Use WhatsApp and SMS communications only for insurance-related inquiries
5. SMS Messaging Program
Our SMS program sends messages related to quotes, policies, payment and renewal reminders, and customer service.
- Message frequency varies.
- Message and data rates may apply.
- To opt out, reply STOP at any time.
- For help, reply HELP or email djinsurance22@gmail.com.
- Carriers are not liable for delayed or undelivered messages.
- SMS consent is not a condition of purchasing any product or service.
6. Limitation of Liability
Jimbenca Insurance Group will not be liable for indirect, incidental, or consequential damages resulting from the use of our services. Our maximum liability is limited to the services directly provided by our agency.
7. Modifications
We reserve the right to modify these Terms of Use at any time. Changes take effect upon posting to this website. We recommend reviewing these terms periodically.
8. Governing Law
These terms are governed by the laws of the State of Utah, United States. Any dispute will be resolved in the courts of the State of Utah.
9. Contact
For questions about these Terms of Use: